If these are your only two cards, your credit utilization ratio is 33.33%. Yes. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. All myki smartcards expire after four years. 0000001606 00000 n I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Why do you need to keep swapping cards? It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. This helps you to avoid late fees and penalty APRs on your existing accounts. Compare Balance Transfer Cards | finder.com Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Your first touch on creates a 2 hour fare. endobj There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. <> %%EOF Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. They earn interest on it. @john_miller 03/01/23 This answer was first published on 03/01/23. Now, on the form it says I need the card to be re-imbursed. No. What credit cards don't require a deposit? I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). I found that other card with $19.90 on it. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. What are the best student credit cards for cash back? We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Mobile myki will now be reactivated on your phone, with your account details the same as before. But is it possible to go to a ticket booth and have the person there do it? A balance transfer does not happen automatically. The process begins when you submit a balance transfer application. 0000002429 00000 n Check your old Myki cards / News / News / Railpage How balance transfers work Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> What to Do If You Cant Get a Student Credit Card? I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. What is the glossary of common credit card terms? The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. Whats the difference between a hard credit inquiry and a soft credit inquiry? It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Myki card Myki card child pages. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . 13 Best Balance Transfer & 0% APR Credit Cards of March 2023 This is unfair, and I don't think this cost is refunded if you submit the form for a refund. What are the best Ways to Start Travel Hacking? Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You can replace your ticket if its expired, damaged or defective. 0000001429 00000 n I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Myki Review | PCMag We are committed to being fully transparent with our readers. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Image what could have been done with a billion fucking dollars. I called customer service and was advised I needed to go in person to Flinders St station to do it. 0000002823 00000 n The system was delivered more than $500m over budget and behind schedule. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? We're working to improve our systems so we can allow other payment card types in the future. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Legit all the way, touched on and everything. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. 0000004886 00000 n However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. If you receive a check, you need to send it to your old cards issuer on your own. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Tap Travel Card. What is a Balance Transfer Credit Card? | Discover While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Online at Public Transport Victoria website . Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. and our Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. A subreddit for Melburnians and Melbourne enthusiasts! If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Most people would keep the same card for years. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Step 3: Review Card Offer Terms. For example, when your myki Money balance reaches $10, you could top up with $20. Within the phone, go to Settings > Connected devices. Most issuers of balance transfer cards let you initiate the balance transfer process online. Melbourne commuters to use their phones as a Myki, but only if they're When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. About Myki cards & Mobile Phone SIM cards - Tripadvisor I have had a myki card virtually since the start date. We recommend visiting the card issuers website for the most up-to-date information available. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. They are good for people who use transport frequently. 2. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. This is how I feel when people ask if I can fax them a form. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". I need to transfer a balance from one credit card to another credit Does a balance transfer happen automatically? How To Transfer A Credit Card Balance To Another Card. This will allow you to deactivate your Mobile myki then reactivate it again. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Contact us to request the transfer. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. To transfer Myki you need to deactivate the myki card and move to the new device. 0000005171 00000 n 0000003014 00000 n If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. 1. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. 0000118233 00000 n How to replace your myki: - Vtsnfttest.com.au endobj Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> You may also receive a letter confirming the balance transfer. Your balance is protected from the time you tell us your myki is lost or stolen. No. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. For more information see Google Help and Support. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Save. For more information, please see our If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. 0000002627 00000 n https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Unregistered vehicle permit. What is a balance transfer and how does it work? - CreditCards.com If it doesn't appear, your phone does not have an NFC chip. You can replace some types of tickets if they are lost or stolen. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. I know it's not possible to do it online.
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